Creamy Pudding

White Cream

In a blender, combine the sweetened condensed milk, heavy cream, whole milk, and cornstarch

Add grated coconut and blend well

Transfer the mixture to a saucepan and cook over low heat, stirring constantly until thickened. Reserve

Chocolate Cream

In a blender, combine the sweetened condensed milk, heavy cream, whole milk, cornstarch, and unsweetened cocoa powder

Blend well

Heat the mixture in a saucepan over low heat, stirring constantly until smooth

Remove from heat and stir in chocolate chips until fully melted

Assembly

In a pudding mold greased with butter or margarine, layer the white cream and chocolate cream

Refrigerate until set

Unmold and serve.